Quick & Hassle-Free Personal Loans
Whether it’s a wedding, medical emergency, or travel, our personal loan options give you fast approvals, flexible tenures, and zero collateral requirements.
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Our Services
What is a Personal Loan?
A personal loan is an unsecured loan—which means you don’t need to pledge assets like property or gold. Indian banks offer personal loans for various purposes, including:
Medical emergencies
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Weddings and travel
Finance your dream wedding or travel plans with quick, flexible personal loan options.
Education expenses
Support higher studies or skill courses with easy personal loans for education expenses.
Debt consolidation
Combine multiple debts into one simple EMI with our debt consolidation personal loans.
Eligibility for Personal Loans
Flexible Loans for Every Need
1. Age: Typically 21–60 years
2. Income: A minimum monthly salary of ₹15,000–₹25,000 (higher in metro cities)
3. Employment: Stable job with at least 1–2 years of work experience
4. Credit Score: Generally 700+ is preferred
5. Residence Stability: Proof of permanent or rented residence
- Banks like SBI, HDFC Bank, ICICI Bank, and Axis Bank also provide preferential loan terms for existing customers.
- Your Trusted Partner in Personal Finance
Step-by-Step Process
How we help of you Grow and successful
At Loanslan, we act as your trusted partner in the home loan journey. From comparing interest rates to handling paperwork and ensuring faster approvals, we make the process smooth and stress-free—so you can focus on turning your dream home into a reality.
01
Choose a Loan Type
Compare and select a suitable loan
Check Eligibility
Quick assessment based on income and credit score
02
03
Submit Documentation
Basic KYC, income, and property papers
Get Approval & Disbursal
Loan amount directly credited or paid to builder/seller
04
Interest Rates and Charges
Engineering Capacity
1. Credit score
2. Loan amount and tenure
3. Employer category (for salaried applicants)
4. Bank policies
-
Processing Fee:
1–2% of the loan amount
-
Late Payment Fee:
Additional interest or penalties
Question & Answer
Most common question about our services
What is a personal loan and how does it work??
A personal loan is an unsecured loan provided by banks or NBFCs without requiring collateral. You borrow a fixed amount and repay it in monthly EMIs over a chosen tenure.
What documents are required to apply for a personal loan??
Typically, you need identity proof (PAN/Aadhaar), address proof, income proof (salary slips or ITR), and bank statements. Requirements may vary by lender.
How long does it take to get a personal loan approved??
With proper documentation, many banks approve personal loans within 24–72 hours. Pre-approved customers may get instant approval.
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