Whether buying, constructing, or renovating, our flexible home loan solutions make property ownership simple, affordable, and stress-free.
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A home loan is a secured loan offered by banks or NBFCs where the property being purchased or constructed is mortgaged as collateral. The loan amount is repaid in EMIs (Equated Monthly Installments) over a tenure that usually ranges between 10 to 30 years.
Finance your dream home or resale purchase with quick approvals and easy repayment options.
Get loans to buy residential land and build your future home at your pace.
Construct your dream house on owned land with flexible home construction loan options.
Upgrade, repair, or extend your home with tailored home improvement loans at low rates.
1. Age: 21–65 years
2. Income:Minimum ₹25,000–₹30,000 per month for salaried (higher in metros)
3. Employment: Salaried individuals with steady income or self-employed with stable business/professional income
4. Credit Score: Preferably 700+ for smooth approvals
5. Repayment Capacity: Evaluated based on income-to-loan ratio (usually EMI should not exceed 40–50% of income)
At Loanslan, we make business loans simple, fast, and transparent.
Multiple Loan Options: Compare offers from top banks and NBFCs
Expert Guidance: Choose the right loan type based on your business needs
Quick Processing: Assistance with documentation and eligibility checks for faster approval
Transparent Process: Clear information on interest rates, fees, and repayment terms
Tailored Solutions: Whether you’re a startup, MSME, or established firm, we help you find the best-fit loan
1. Processing Fee:0.5%–1% of loan amount
2. Legal & Valuation Fees:For property verification
3. Prepayment Charges:Generally NIL for floating-rate loans (as per RBI guidelines)
4. Bank policiesExtra charges for missed EMIs
1–2% of the loan amount
Additional interest or penalties
At Loanslan, we act as your trusted partner in the home loan journey. From comparing interest rates to handling paperwork and ensuring faster approvals, we make the process smooth and stress-free—so you can focus on turning your dream home into a reality.
Purchase, construction, or balance transfer
Quick assessment based on income and credit score
Basic KYC, income, and property papers
Loan amount directly credited or paid to builder/seller
Most Indian banks and NBFCs offer home loans with a repayment tenure of up to 30 years, depending on the borrower’s age and eligibility.
Generally, banks allow EMI up to 40–50% of your monthly income. For example, if your net salary is ₹60,000, you may be eligible for a home loan EMI of around ₹25,000–₹30,000.
Yes. Under Section 80C, you can claim deduction on principal repayment (up to ₹1.5 lakh) and under Section 24(b), you can claim deduction on interest paid (up to ₹2 lakh annually).
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